市場資訊
香港政府已完成公眾咨詢, 並將分階段實施新的放債人規管措施。首階段 (將於2026年8月生效)為低收入借款人設立「還款佔入息比率」上限，並禁止使用「貸款諮詢人」。第二階段 (將於2027年6月生效)強制放債人與信貸資料平台「信資通」共享借款人信貸資料。
ComplianceOne's Impact Analysis: New Money Lending Regulations (Effective August 2026 and June 2027) - (March 2026)
The Hong Kong Government will implement enhanced regulations for licensed money lenders in two phases. The first phase in August 2026 introduces a Debt Servicing Ratio (DSR) cap for low-income borrowers and bans the use of loan referees. The second phase in June 2027 mandates...
The topics discussed in this monthly newsletter for Licensed Corporations are as follows:
The topics discussed in this monthly newsletter for insurance are as follows:
The topics discussed in this monthly newsletter for Licensed Corporations are as follows:
The SFC issued a circular highlighting the observed unsatisfactory behaviours of licensed corporations (“LCs”) and the expected statutory obligations and standards of conduct throughout the inspection process.
The topics discussed in this monthly newsletter for insurance are as follows:
The topics discussed in this monthly newsletter for insurance are as follows:
The topics discussed in this monthly newsletter for Licensed Corporations are as follows:
The topics discussed in this analysis update are as follows:
The topics discussed in this analysis update are as follows:
The topics discussed in this monthly newsletter for Licensed Corporations are as follows:
The topics discussed in this monthly newsletter for insurance are as follows:
The topics discussed in this monthly newsletter for Licensed Corporations are as follows:
The topics discussed in this monthly newsletter for insurance are as follows: